Former Bankers Turned Brokers
You started an inquiry about pulling cash out of your home. The next step is a short application that lets our team explore wholesale mortgage options across multiple lenders — instead of taking one bank’s answer as the only answer.
About 3 minutes · No obligation · Not a commitment to lend
Two Quick Questions
Help us start in the right place
Your answers tell our team which wholesale lenders to review first. Nothing here is an application, and no answer commits you to anything.
What would you like your equity to do for you?
When did you buy your home?
That’s all we needed
Thanks — that gives our team a starting point. The last step is your application, which takes about three minutes and puts your file in front of the wholesale lenders we work with.
Continue My ApplicationNo obligation · This is not a commitment to lend
How it works
Finish Your Application
Takes about 3 minutes — tell us a bit about your home and your goals.
We Shop Wholesale Lenders
Our team compares options across multiple lenders instead of one bank’s rate.
Close On Your Terms
Often as little as 15 days, with a real person guiding you through it.
Common Questions
Before you finish
Will this affect my credit?
The application itself asks for information about you and your property. A credit review is part of the mortgage process, and we will tell you before any credit is pulled and ask for your authorization first. You will never have credit pulled by our team without agreeing to it.
Am I obligated to anything if I apply?
No. Submitting an application starts a conversation — it is not a contract, and it is not a commitment to lend on our side either. You can review whatever options come back and decide not to move forward, for any reason or none at all.
What does “wholesale” actually mean?
A bank can only offer you the products on its own shelf. DocApply is a mortgage brokerage, so we work on the wholesale side — submitting your file to a range of lenders who sell through brokers rather than directly to the public.
That means more than one set of guidelines gets looked at. Terms still depend entirely on your file, the property, and each lender’s requirements.
How realistic is closing in 15 days?
“As little as 15 days” describes our fastest closings, not a typical or promised timeline. It is not a guarantee. Real timelines depend on the lender, the appraisal, title work, and how quickly documentation comes back — and many files take longer.
The single biggest factor you control is how fast you return requested documents.
Is DocApply a lender?
No. DocApply Mortgage Brokerage is a licensed mortgage brokerage, NMLS #2350637. We do not lend our own money and we do not underwrite or approve loans. We place your file with wholesale lenders who make those decisions.
Our team came out of retail banking, which is exactly why we work this way — one bank’s guidelines are one opinion, not the market.
One Last Thing
Finish your application
You are about three minutes from having your file in front of the wholesale lenders we work with. No obligation, and nothing moves without your go-ahead.
Continue My ApplicationEqual Housing Opportunity · NMLS #2350637